529 Plan Comparison


Select a 529 Plan:
Years
to
college:


Plan to compare:
 
 
 
$10,000 Total account contributions $10,000
State tax deductions (total value)
Fees, expenses and sales charges
Total funds for college

Total funds for college includes contributions, earnings, and net state tax savings, after fees and expenses.

The scenario above provides results for a married couple who contribute $1,000 per year to a 529 account for 10 years with 5% annual growth. This example assumes an annual income of $75,000 and that the couple files an itemized, joint tax return. All results are for illustrative purposes only and do not predict future values of any investment option in a 529 plan account.


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The AARP College Savings Solutions from TIAA is provided by TIAA not AARP or its affiliates. TIAA pays a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP does not employ or endorse TIAA associates. Please contact TIAA directly for details.

C13476


Additional Assumptions + View additional assumptions

Disclosures + View additional disclosures

Important Legal Information + View additional important legal information

This tool only includes information on direct-sold plans. Advisor-sold plans and prepaid tuition plans are not included. All information presented is derived from publicly available information, including the plan disclosure documents and plan web sites, and may not be accurate or complete. As tax laws and information frequently change, we do not guarantee or warrant the completeness or accuracy of this information. For current or additional information about state tax provisions and for consideration of your individual circumstances, consult your tax advisor. You can also obtain additional information by contacting your state's official taxing authority.

The results presented in this tool are hypothetical illustrations and may not reflect the actual growth, if any, of your investment in a particular 529 college savings plan. Any hypothetical rate of return used does not reflect actual performance or predict future results of any 529 program. Rates of return will vary over time and with market performance. Investments that seek to achieve higher rates of return are more volatile and involve a higher degree of risk.

Investments in 529 college savings plans are neither FDIC insured, nor guaranteed, and may lose value. Before investing in a 529 college savings plan, investors should carefully consider the investment objectives, risks, charges and expenses associated with investing in municipal fund securities and 529 college savings plans. Plan disclosure documents containing this and other information are available on each state plan's website. Read all documents carefully before investing.

Some states offer favorable tax treatment to their residents only if they invest in the state's own plan. Before you invest, consider whether your or the beneficiary's home state offers any state tax or other benefits that are only available for investments in that state's 529 plan. Consult your tax advisor.

The tax information contained herein is not intended to be used, and cannot be used, by any taxpayer for the purpose of avoiding tax penalties. Taxpayers should seek advice from an independent tax advisor based on their own particular circumstances. Non-qualified withdrawals may be subject to federal and state taxes and the additional federal 10% tax.

This material is provided for general and educational purposes only, and is not intended to provide legal, tax or investment advice, or for use to avoid penalties that may be imposed under U.S. federal tax laws. Contact your attorney or other advisor regarding your specific legal, investment or tax situation.



©2018 DST Systems, Inc.
529 Plan Data Source: ©2018 DST Systems, Inc. All rights reserved.